Paying over $1,000 a month? There's likely a better fit.
Private PPO coverage for people who don't get a subsidy and are done overpaying — see any doctor in the network, enroll year-round.
Skip the guesswork. Get to the right plan.
You don't need to sort through a marketplace on your own. Answer a few questions and James does the narrowing for you.
Tell us your situation
Your ZIP, who needs coverage, and a few quick details. About 60 seconds, no paperwork.
James matches the plans
Your answers point to the private PPO plans you're likely to qualify for — across the carriers James works with.
Decide on a quick call
James walks you through what fits and what it costs. No pressure — you decide, or you don't.
Why people choose a private PPO plan.
What a private plan can offer that the one-size-fits-all default often can't.
The one-size-fits-all default
- A plan you didn't really choose
- High deductibles before coverage kicks in
- Limited doctor networks
- Locked to a once-a-year enrollment window
A private PPO plan
- Built around your needs and budget
- Low / no deductible options
- See any doctor in the PPO network
- Enroll year-round
Is a private plan the right fit?
Private PPO coverage tends to fit best if you're:
Paying over $1,000 a month
If your premium keeps climbing, it's worth seeing what else you may qualify for.
Not getting a subsidy
If you don't qualify for a marketplace subsidy, a private PPO plan is often worth comparing.
In good health
If you're generally healthy, you may qualify for more of these plans.
James Purdy
You work with James directly — one licensed advisor, start to finish, no call-center handoffs. James compares what's available in your state, explains the tradeoffs in plain English, and only recommends a plan that actually fits. The decision stays yours.
Prefer to talk now? Call or text James at (352) 230-6704Common questions
Is there any cost to compare?
None. Both the quiz and the call with James are free, with no obligation. If nothing's a fit, James will say so.
Will I be able to keep my doctor?
These are PPO-network plans, so in most cases you can keep the doctors and hospitals you already use. James confirms your providers before anything is decided.
Can I enroll any time of year?
Yes. These private plans are available year-round, so you're not stuck waiting for a once-a-year window.
Does my health history affect what I qualify for?
It can. You'll answer a few quick health questions, and your answers help determine which plans you qualify for and whether you're approved — some plans do factor in your health history. James goes over exactly where you stand.
Find the plan that actually fits.
A minute of quick questions is all it takes to see the private PPO coverage you may qualify for. No cost, no obligation, no pressure.
See what I qualify for →This is a private insurance marketing website, not a government website or the Health Insurance Marketplace, and is not affiliated with or endorsed by any government agency. Plans are offered by licensed insurance carriers; availability, benefits, eligibility, and costs vary by state and carrier and are subject to the terms of the actual policy. This page is for general information and is not medical, legal, or tax advice. This is a solicitation of insurance; coverage is offered through licensed insurance agents/producers. These private plans may not be Qualified Health Plans under the Affordable Care Act and may not cover pre-existing conditions. By submitting the form you agree to be contacted as described in the consent you provide.